(205) 295-6684 myron.ruffin@upfinserv.com 2100 Southbridge Pkwy, Birmingham, AL 35209 | NMLS #2121594
Preferred Mortgage Lending Partner

Dedicated Financing Partnership For Real Estate Professionals

Fast pre-qualifications, creative lending solutions for difficult scenarios, reliable communication, and seamless on-time closings.

A Better Lending Experience

Why Top Agents Partner With Unlimited Potential

As a Realtor, your reputation depends on the lenders you recommend. When a buyer's financing falls through or underwriting goes dark, deals stall and clients lose trust.

Through NEXA Mortgage, LLC, Myron J. Ruffin gives your buyers access to hundreds of competitive wholesale lending programs—eliminating the rigid overlays of big retail banks. Whether your client is a first-time homebuyer using FHA/VA or a self-employed investor needing Non-QM bank statement loans, we have a clear path to closing.

Connect With Myron → Call Direct: (205) 295-6684
Realtor and Happy Homebuyer Family
The Realtor Advantage

What You Get As A Preferred Real Estate Partner

We treat your transactions with the same urgency, professionalism, and dedication you bring to your clients.

Weekend & Evening Pre-Approvals

Real estate doesn't stop on Friday at 5 PM. When your buyers need a solid pre-qualification letter for a weekend offer, we are available and responsive.

Solutions For Difficult Scenarios

Turned down by a retail bank? We specialize in alternative credit, self-employed bank statement loans, ITIN, and flexible DTI programs that rescue deals.

Proactive Milestone Updates

You and your buyers receive regular status updates at every milestone: Application, Appraisal Ordered, Underwriting Submitted, Conditional Approval, and Clear to Close.

Comprehensive Loan Matrix

FHA, VA (0% Down with eligibility), USDA Rural Housing, Conventional, JUMBO, HELOCs, Construction & Renovation loans all through a single trusted advisor.

Co-Marketing & Open House Support

We provide co-branded digital flyers, custom financing sheets for open houses, and joint first-time homebuyer seminars to help you generate more listings and leads.

Complete Financial Protection

Because we offer life insurance and homeowner protection, your clients get comprehensive guidance that protects their investment from day one.

Real Estate Professional Network

Partner With Unlimited Potential

Let's discuss how we can help you close more deals, pre-qualify buyers faster, and provide seamless mortgage experiences.

Or call Myron J. Ruffin directly at (205) 295-6684

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